One of my goals for 2020 is to be more mindful. Back in December 2019 I decluttered some of my makeup and skin care items. The rest I am panning and emptying. The goal is to not buy anything unless it is empty and I need to replace the item. I am only replacing if it is something I actually need not just because I want it.
While going through my collection I discovered ladies who created Youtube videos about how many years of certain products they owned. I thought this would be a fun quick project for me to complete. I picked eyeshadows because I own more of them than any other makeup item. I will admit I own a lot of other items in multiples such as foundation, blush and highlighters but my largest collection is eyeshadow. I also learned that many of my palettes contain very similar colors. Honestly, they all look the same.
I was able to locate an Excel spreadsheet >>HERE<< and this is what I used to determine how many years. You will need to know the number of pans in each palette and how many ounces are in each pan. The palette themselves should give you this information or you can search online. I can not tell you if this is an accurate formula but I think it gives a good estimate to inform you how much makeup you own and how long it would take you to use it up.
Once I filled in my information my total was 21 years!! I will never be able to use all my eyeshadows up before they go bad. This was a great reminder to the excess I own and that I do not need to purchase any more eyeshadows…..ever or at least until these are all used up or bad.
Panning is huge all over Youtube and I love to watch videos of people and their progress. I have never partaken in a Pan Project so I figured I would give it a try in 2020. Something I started doing in late 2019 was throwing away and donating unwanted items in my makeup and beauty stash. I also am avoiding buying anything until I use up a product and it needs to be replaced. I have a lot of eyeshadow palettes so I want to try a Pan Project.
My palette of choice is the Naked Original Palette. I chose this one because it is the oldest one in my collection and I actually love the color story. My goal is to see how much of the palette I can go through in the next 12 months. The shades in this palette are neutral and can be worn easily on a daily basis or a more dressed up look. I will be documenting my progress here on the blog and my social media.
I purchased this palette back in 2013 to be used for my wedding makeup. So I have had this palette for 7 years and still have not hit pan on any of the shades! I wear makeup a lot more now so I am hoping to hit pan on a few of the shades by the end of the year. I think I can accomplish this! I do hear it can be hard to hit pan on eyeshadows but since I can pull off so many looks I think I can do it.
New Years Resolutions are not something I ever do. They are well known for people to start them in January and then last for only a few months until things go back the way they were. This year things are a little different for me. I decided to give it a try because I have been making changes in my life and I want to carry them over into 2020 so I thought this would be a good idea.
Back in November 2019 I sat down and decided I would pick 20 things for 2020. These are things I would like to change or accomplish through out the year. Some are daily changes and some are challenges. I am going to be gentle on myself. These are not set in stone. If I do not accomplish something then so be it. I think one of the reasons people give up on their resolutions is because they are too strict on themselves or they set goals that are unattainable. My goal is to work towards these goals and try my best. I will not feel guilty for not accomplishing them.
My biggest and most important goal out of all of this is to be more mindful in all aspects of my life. I want to be more mindful in how I treat myself, how I treat others, how I spend my money, the items I bring into my home and my mindset. I want to be more present, relax and experience life as it happens.
To help myself on this journey I’ve written down my 20 goals in a journal. This journal will stay on my bedside table throughout the year and I will cross off items as I go. I will also be updating my progress on Instgram (@rebekahtaylora) to make myself accountable.
This month I found some great products and brands that I love, including some small business owners. I love to support small business so make sure you go check out their sites and show them so support. Trust me when I say you will not be disappointed. Since getting all these products I have been using them on a routine basis, except the candle because I am saving it.
I purchased this candle while at a market with my sister. This candle smells amazing! The scent I picked up is Jasmine Honey and I could sit and sniff this thing all day! Plus, the wick is made from wood so it will crackle when it burns. I have never had a candle like this before so I was excited to purchase this. This Brooklyn boutique is called Brooklyn Essence and they produce all natural candles and skin care. They carry certified organic and all natural body moisturizers, organic candles and body scrubs.
I am a sucker for anything rose gold. Add an inspirational mantra and I am sold! I was silently stalking this seller on Instagram and finally decided to make a purchase. The girl boss behind this product is Nichole and her brand is named NTS Bracelets. It stands for Note To Self and it will leave you feeling inspired! I love the meaning behind her brand and she is such an inspiration to ambitious women. I am silently a huge fan of hers. She only opens her shop every Friday – Sunday so make sure you grab yourself one quick.
If you were wondering what that big blue random object was in the picture above….it is a collapsible dog bath. I love my dog but hate paying to get him groomed because it can be expensive. It is also hard for me to try and groom him at home and I refuse to put him in my tub. So I figured why not get him his own tub! I was not disappointed with this purchase. He fits in it perfectly, it contains a non-slip bottom, it collapses to a compact 2.4 inches thin when not in use and has a drain plug to easily empty the water. So now bath time is much easier for us both!
When I purchased the dog bath my first thoughts were…How the heck am I going to get my dog to actually stay inside the tub! He hates baths and I do not want to have to struggle with him. Then I found the AquaPaw and this is seriously the best thing I have ever purchased for my dog! You smear peanut butter over this thing and suction it to a wall and it keeps your dog occupied while you bath them. Now it does not suction to the tub I purchased so instead I use a food clip and clip it to the rim and it holds in place. I have used this thing so many times already for him. Not only when I bathe him but also when we have company over to distract him and it works wonders.
I found this product in the dollar spot at Target. I am pretty sure you can not purchase these items online because I was unable to find it. Make sure you always check out the dollar spot when you go to Target because you can find some great items. I have been wanting a makeup cleansing pad but they can be pricey and I refuse to spend that kind of money. I came across this for $3 and grabbed it fast and it works great. It suctions to the sink and I can clean my brushes quick and easy. This was a great find and purchase.
I am no makeup expert but I wanted some new makeup brushes since I was using the same ones for way too long. I also did not want to spend a lot of money and brushes can be pricey. I was looking for affordable and good quality. I found this BH Cosmestics Crystal Quartz Brush Set at Ulta and love them. This set comes with 12 brushes and they are even labeled with a number and what their purpose is. The set came with a cute iridescent zip-top case brush bag. The brushes are soft and blend my makeup perfectly.
I love to create and craft and have always hated making pom poms. There are so many ways you can make them but I found them all annoying. So I went and purchased this pom pom maker and it is awesome. It makes making pom poms so easy and you can make them so fast. I have already created a few cute projects and have some more awesome ones planned. Be on the look out for some straw pom pom bags in the future! I found this product on Amazon and it is a great price. Also, it makes four different sizes so you can make so many nice projects in all sizes.
My husband actually found this item and he has been using it for a while. He purchased me one because I kill my cell phone battery fast. This phone charger is one of the best I have ever had. It fast charges my battery and I can charge two devices at once. It is compatible with just about every phone out there and it came with a cord as well. I use this thing all the time and you can not beat the price!
You are fresh out of nursing school and ready for your first nursing job. You go through the whole process of applying. You may even have passed or have your NCLEX date set. So here you are ready to work and the company requires you to sign a contract. Are you prepared to sign this piece of paper? Do you really know what it all entails? This post is here to help you get prepared and make sure you are ready and willing to make the commitment.
What Is A Contract? A contract is a legally binding agreement between an employer and an employee. It may contain salary information, job requirements, length of employment required and benefits. Many hospitals who allow new grads to work in specialties will require the new graduate nurse to sign a contract. They may even offer a bonus such as $10000 when you sign. It is important to know that the hospital makes up their own contracts. Make sure the terms of the contract are clearly stated.
Make Sure You Read and Ask Questions! Since the hospital is making up their own contracts you need to make sure you read that thing and then read it again! Create a list of questions and make sure you get your answers before you sign. Remember they are an organization and they are worried about their bottom dollar. Yes, it costs money to train new nurses and you may hear this again and again but remember they are a company and they are making money. So worry about your money! They can make it look and sound good on paper but what if the work environment is toxic? What if you loathe working there? Some important questions to ask include:
What happens if I break the contract early? Will I have to pay back money and how much? Can I transfer to another floor if the one I am hired on is not working for me? What if I need to move? Do you get raises during this time? What is their retention rate and do they have a high turnover? Is the contract vague or very detailed? When does the contract time start? Does it start on orientation or once orientation is over? Is the amount prorated and does this amount decrease every month? What amount of contracted nurses stayed on their units beyond the required time frame?
There are a lot of questions to ask when signing a contract because this is a legally binding piece of paper. So do not take it lightly. That $10,000 sign on bonus as a new grad may sound appealing but in the end it may not be worth it. The hospital or unit you are on may not turn out to be a good fit for your personality. If you decide to sign the contract think about putting some money away with each paycheck just in case in the future you decide to leave before the contract is up. And please do not sign a contract until you have all your questions answered and you have weighed all your employment options.
Another option to think about is accepting a Medical Surgical position. Many times these units do not require the signing of a contract. Think about getting some experience and then transferring to the unit of our dreams. This way you are already working for the organization and you will not be required to sign anything. Whatever you decide make sure it is right for you and it is something you can live with.
We all like to get our day started off on the right path and we all probably have a morning routine. I actually work night shift so my morning routine technically starts around 3pm but I still have a routine. As a child, I hated making my bed but now as an adult I feel sloppy with an unmade bed. So I make my bed everyday. Making my bed in the morning makes me start out my day feeling productive and gives me a boost to get moving. Here are some reasons why you should be making your bed and how it can improve your life.
Provides a Feeling of Accomplishment Making your bed may seem like a small task but doing this everyday gives you a feeling of accomplishment. It only takes a few minutes but it can set a positive tone for the rest of your day and get you feeling motivated to accomplish more. You will feel more inclined to complete more tasks.
Creates a Relaxing Environment Your bedroom and bed are a place of rest and it feels great pulling back those covers and getting cozy. A well made bed creates a relaxing and calming environment. Think of it as your retreat. It creates a place to unwind from our hectic days and start fresh all over again the next morning.
Your Bedroom Looks Instantly Cleaner Making your bed in the morning is a great way to encourage yourself to tidy up the rest of the room or another part of your house. Even if your bedroom is clean if your bed is a mess the whole bedroom will look like a mess. This is a great way to start developing good habits.
” If you want to change the world, start off by making your bed… If you make your bed every morning, you will have accomplished the first task of the day. It will give you a small sense of pride, and it will encourage you to do another task and another and another. And by the end of the day, that one task completed, will have turned into many tasks completed. Making your bed will also reinforce the fact that the little things in life matter. If you can’t do the little things right, you’ll never be able to do the big things right. And if by chance you have a miserable day, you will come home to a bed that is made, that you made. And a made bed gives you encouragement that tomorrow will be better.” – William H. McRaven
If you are reading this then you are probably curious how I paid for nursing school and came out with no school loans. Please understand that this is very circumstantial and will be different for everyone. We all come from different backgrounds and financial situations. I am going to share my story and then share a few tips I found helpful. So whether your goal is to have no student loans or keep them to a minimum I think you will find these tips helpful to incorporate into your life. Lets be realistic because you may not be able to have zero student loans but you can try to keep them as minimal as possible.
I was a nontraditional student and by that I mean I was already an older adult and established in a career. I have always known I wanted to be a nurse and when I decided on this back in my early twenties I discovered I was not able to follow my dreams. I was not able to balance my work and finances to afford to go to college. Plus, even back then I knew I did not want any student loans. So I decided if I could not do it without loans then I would put it off. So instead, I went to school to become a certified medical assistant. Even this took me double the amount of time it was suppose to take. This was because I worked full time and paid for classes out of pocket. Once I finished that program I worked as a medical assistant for about seven years and in that time life happened. I got married and my husband started and finished his schooling. We decided that once he was done that I would go back to college. It was actually a decision between having a baby vs nursing school… I chose nursing school.
So how did we pay for college? We saved up money in advance and made a separate account for a college fund. We did not have a lot of time, but in this time we put away as much money as we could. I knew that once I actually got accepted into a nursing program that I would probably quit working. We also made it a point to pay down any debt. This way we had less to worry about once I lost my income. Thankfully, between the money saved and my husband having a good paying job that was possible. While taking my prerequisite classes I was working for a hospital and they offered tuition reimbursement. So that was also something I took advantage of. Who does not like free money? Another way we were able to pay was by me attending community college. Community colleges are less expensive and can help you save money. No, you can not get your bachelors from a community college but you are still a nurse and once you have the income you can always go back for your bachelors. So here I am today working full time as a registered nurse. I will be starting college back in the Fall to obtain my Bachelors degree. My current job will pay a percentage of my tuition and I will pay the rest out of pocket as I go.
Money Saving Tips 1. Prepare in advance I know how exciting it is to make the decision to attend nursing school. You are determined and want to get going but slow down. If you have not heard this already I guarantee you will at some point from a nursing professor. I heard it a million times…..”you should not work during nursing school”. When I first heard this I thought the person was crazy! How can you not work? Who is going to pay the bills? Most people do not have a choice to work or not and most people will have to work while attending nursing school because that is life. Since you have already or you are thinking about pursing nursing I recommend that you start saving your money. Are you able to pay down debt? Are you able to save a certain amount or percentage of money every month into an account. Can you do this for a few months or a whole year to put yourself in a better position? Make a solid plan before you decide to take on new debt because college is expensive. Nursing school takes up a lot of time. It was a full time job for me so try to go into it well prepared in advance. If you have to work try to obtain a job that is flexible with your schedule. A great option that will give you experience and maybe flexible is working as a certified nursing assistant. You can find plenty of employers that will actually pay to train you and then help pay your tuition to attend nursing school.
2. Attend community college Make sure your are reviewing all your options when looking at colleges. Many people want that college experience or they want to get it all over with at once. But can you afford this price? When I decided to become a nurse I looked at some 4 year colleges and the amount of money you pay is insane. If you attend a community college that is in your county you will save a ton of money. You can still apply and be eligible for assistance at community college. I had have other nurses comment to me about attending community college. “Oh, well you only attended community college” “I wanted the true college experience” Well guess what? We are both now in the same job positions and making the same money! And not only that these people now how $60,000-$100,000 of loans they have to pay off! On top of that my college was very competitive and well known in my community for their nursing program. So in that regards many employers do not hesitate to hire nurses who went to my college.
3. Find a job that will pay for your schooling While I was attending school to become a medical assistant and also part of my nursing I worked at a hospital. This hospital and many others will pay a certain percentage of your tuition! Many times you just have to show proof of your enrollment, keep your grades above a “C”, and stay employed for a certain amount of time. This is free money! Most of these employers are placed like hospitals, nursing homes, doctor offices and are medical based facilities.
4. Stop failing classes This might seem harsh and it is! But lets be realistic here for a moment. I personally told myself when I went back to college that if I failed a class even once that I would re-evaluate this journey and my goals. Seems kinda harsh and it was. But guess what? I never failed a class and I graduated with honors. Now I know this can be very unrealistic and I know plenty of nurses who have failed classes and they are amazing nurses. Plus, depending on the person some people are just not good test takers. While attending college I knew many people who failed the same class multiple times and they kept retaking the class. Please understand I am not saying that if you fail to give up and many people will fail a class. Just think about the money you are spending when you consistently do this. There is nothing wrong with taking a step back, taking a break and re-evaluating.
5. Assistance Programs I did not qualify for any financial aid to attend school and I never applied for scholarships but this is something you should look into. Never pass down free money especially if you need it. I have included some links to some programs that are available. I recommend you do some homework and research because there is so much information out there. Make sure you also check out your employer because many times they offer scholarships.
FASFA – The Free Application for Federal Student Aid is the form that the federal government, states, colleges and other organizations use to award financial aid. NURSE Corps. – a scholarship program that’s available to U.S. citizens who are willing to work in an eligible critical shortage facility (CSF) after they’ve graduated.
6. Live below your means This is something that everyone should be doing anyway but many people do not and it can be very hard. What this means is that each month you should be spending less than the amount of money you bring in each month. Make a plan to track your spending over the next 30 days and see where you are blowing money at each month. Then you can create a realistic budget and get your finances on track. You may have to temporarily stop buying coffee at your favorite coffee shop, say no to going out with friends and reduce your shopping. This way you can save that money and use it towards your education.
I hope you found this list helpful and motivational to get yourself financially prepared for nursing school because you do not need to go into tremendous debt to reach your goals.